Paynet is the Mexican out-of-bank collection network with more than 50,000 payment points spread across 7-Eleven, Walmart, Bodega Aurrera, Farmacias Benavides, Farmacias del Ahorro, Circle K, Soriana, Superama and other affiliated retailers. Unlike OXXO, which is a single chain, Paynet groups multiple chains under one payment system. We tested a deposit at Caliente during May 2026, paying $500 MXN at a 7-Eleven in Colonia Roma. The crediting was instant: 18 seconds from receiving the ticket to seeing the balance.
Paynet's coverage is more than double OXXO alone (24,455 OXXO stores vs 50,000+ Paynet points according to public data). For players outside Mexico City or who live far from OXXO stores, Paynet offers alternatives at nearby pharmacies and supermarkets. This guide covers how Paynet works at online casinos, where to pay, and why many Mexican casinos accept it via the Paynet network without specifically distinguishing the store where you pay.
| Data | Value |
|---|---|
| Type | Multi-retailer out-of-bank collection |
| Operator | Sistema Paynet Mexico |
| Payment points | 50,000+ |
| Affiliated chains | 7-Eleven, Walmart, Bodega Aurrera, Farmacias Benavides, Farmacias del Ahorro, Circle K, Soriana, Superama, Calimax, Sam's Club |
| Casino deposit | Instant to 48 hours |
| Casino withdrawal | Not available |
| Fee | Variable by casino and retailer |
| Minimum deposit | $100 MXN typical |
| Availability | Mexico only |
How to Deposit with Paynet at a Casino
Five steps. It combines the digital with the physical just like OXXO or Rapipago, but with more flexibility over where to pay.
Step 1: At the casino cashier, choose Paynet (sometimes listed as "Pago en efectivo" or "Paynet/Multipagos") as your deposit method. Enter the amount. The minimum varies: $100 MXN at Caliente, $200 MXN at Codere, $150 MXN at Strendus.
Step 2: The casino generates a payment reference. It can be a barcode, a 14-16 digit number, or both. You have between 24 and 72 hours to pay it before it expires (check the deadline on the voucher).
Step 3: Print the voucher or save the barcode as an image on your phone. Either format works as long as the code is scannable.
Step 4: Go to any retailer affiliated with the Paynet network. The most common options are 7-Eleven (present all over Mexico), Walmart (large cities), Bodega Aurrera (suburban areas), Farmacias Benavides and Farmacias del Ahorro (strong national coverage). Tell the clerk it is a Paynet services payment, show the code, pay in cash or with a debit card.
Step 5: Wait. In our test at Caliente, the balance appeared 18 seconds later. Other tests at Codere and Strendus reported similar times (<2 minutes). In exceptional cases, casinos with slower processing can take up to 48 hours.
Timings measured in May 2026:
| Casino | Retailer used | Amount | Time |
|---|---|---|---|
| Caliente | 7-Eleven Roma | $500 MXN | 18 seconds |
| Codere | Walmart Polanco | $300 MXN | 1 min 14 sec |
| Strendus | Farmacias Benavides | $200 MXN | 2 min 22 sec |
| Winpot | Circle K | $400 MXN | 47 seconds |
All four deposits were fast. The difference from OXXO (which takes 5-42 minutes in our earlier tests) is notable: Paynet via 7-Eleven credits in seconds, not minutes. The technical reason: the Paynet system has more direct integration with casino payment processors.
50,000 Payment Points — Where to Pay
Paynet's main advantage over OXXO is the diversity of retailers. If you live in an area with no OXXO nearby, there is probably a Walmart, a Farmacia Benavides or a 7-Eleven that accepts Paynet.
Main chains with Paynet:
| Chain | Business type | Coverage |
|---|---|---|
| 7-Eleven | Convenience stores | National, urban |
| Walmart | Supermarket | Large cities |
| Bodega Aurrera | Discount store | Suburban and rural areas |
| Farmacias Benavides | Pharmacy | National, strong in the north |
| Farmacias del Ahorro | Pharmacy | National |
| Circle K | Convenience store | Urban |
| Soriana / Superama | Supermarket | National |
| Calimax | Supermarket | Northern Mexico |
| Sam's Club | Wholesale membership | National |
| Waldo's | Discount store | National |
| Alsuper | Supermarket | North |
To find the nearest Paynet retailer, you can ask at any store with an "Aqui pagas tus servicios" sign or check the paynet.com.mx site. Google Maps also shows points with Paynet service when you search "pagar servicios" or the chain name.
Hours: most affiliated chains operate extended hours. 7-Eleven has many stores open 24/7. Walmart and Bodega Aurrera typically open 7:00 to 23:00. Pharmacies vary by location.
Paynet vs OXXO — The Real Differences
Here is the fact that confuses many players. OXXO and Paynet are not the same, even though both are cash-collection networks in Mexico.
OXXO is a specific chain of convenience stores owned by FEMSA. It has 24,455 of its own branches according to FEMSA's Q1 2026 report. They only accept OXXO Pay payments.
Paynet is a payment system integrated into multiple retail chains (7-Eleven, Walmart, Bodega Aurrera, pharmacies, etc.). It is agnostic to the specific chain.
Practical comparison:
| Criterion | OXXO Pay | Paynet |
|---|---|---|
| Type | One proprietary chain | Multi-retailer network |
| Payment points | 24,455 OXXO stores | 50,000+ points across multiple chains |
| Crediting time | 5-42 minutes typical | Instant to 48 hours |
| Fee | $15 MXN fixed | Variable, generally low |
| Rural coverage | Good (OXXO in towns) | Better (adds up multiple chains) |
| Casino acceptance | Universal at regulated MX | Universal too |
| Hours | Variable by store | Better (24/7 chains + pharmacies) |
Key difference: if your casino lists a specific "OXXO", you can only pay at OXXO. If it lists "Paynet" or "Pago en efectivo", you can pay at any Paynet-affiliated retailer (which usually includes OXXO + the other chains).
Recommendation: when the casino offers Paynet, you have more options than when it offers OXXO specifically. For rural areas or small cities, Paynet via Walmart or Farmacias del Ahorro can be more accessible than finding an OXXO.
Mexican Casinos That Accept Paynet
The main SEGOB-licensed operators that integrate Paynet as a payment method as of May 2026:
| Casino | License | Minimum deposit | Typical time |
|---|---|---|---|
| Caliente | SEGOB | $100 MXN | Instant to 2 min |
| Codere Mexico | SEGOB | $200 MXN | 1-5 min |
| Strendus | SEGOB | $150 MXN | 1-5 min |
| Winpot | SEGOB | $100 MXN | Instant to 5 min |
| GanaBet | SEGOB | $100 MXN | 1-10 min |
| Betcris Mexico | SEGOB | $100 MXN | 1-5 min |
Offshore casinos (1win, MyStake, 22Bet available to Mexicans) also generally accept Paynet, but they operate outside the Mexican regulatory framework. If you value the regulatory protection of SEGOB/DGJS, prioritize the operators listed above.
Important: some casinos distinguish "OXXO" and "Paynet" at the cashier as separate options. In that case, OXXO only lets you pay at OXXO while Paynet lets you pay at any affiliated retailer. Other casinos offer only "Pago en efectivo" as a generic category.
No Withdrawals — The Alternatives
A standard limitation of out-of-bank collection networks. Paynet, like OXXO, Rapipago and Pago Facil, is one-way deposit only. You cannot cash out winnings at a Paynet retailer.
To withdraw from a Mexican casino:
- SPEI: the fastest option (instant to 24 hours). Requires a Mexican bank account with CLABE. No fee at most banks
- Bank transfer: 1-3 business days. Typically no fee
- Visa/Mastercard debit card: 1-5 business days. Requires a card linked to the casino
Practical strategy: if you have no bank account, open a free digital one in Mexico (Stori, Hey Banco, Nu Mexico). They give you a bank CLABE with no minimums or maintenance fees. That way you deposit with Paynet in cash and withdraw to a bank CLABE via SPEI.
Fees and Limits
Paynet's fee structure is more opaque than OXXO's. OXXO always charges a fixed $15 MXN. Paynet can be free or charge a variable fee depending on:
- Casino: some casinos absorb the Paynet fee in their processing. Others pass it on to the player
- Affiliated retailer: 7-Eleven and Walmart usually charge no extra fee. Some kiosks or small stores may add $5-20 MXN
- Amount: percentage fees in some cases for large deposits
In our testing, none of the four deposits had a fee on top of the voucher amount. But it is advisable to check before paying: ask the clerk whether there is an extra charge before confirming the transaction.
Typical limits by casino: $100-200 MXN minimum, $10,000-30,000 MXN maximum per transaction. The daily and monthly limits are the casino's, not Paynet's itself.
Three Honest Limitations
No withdrawals. You cannot cash out winnings through the Paynet network. You always need an alternative method (SPEI, bank transfer, card).
Variable fees. Unlike OXXO with its fixed $15 MXN fee, Paynet can have a different fee depending on where you pay and which casino you use. Check before confirming the payment.
Uneven coverage. Although it has more total points than OXXO, geographic coverage depends on the chains. In rural areas with no Walmart or Bodega Aurrera, OXXO may have more local presence.
Frequently Asked Questions
How do I deposit with Paynet?
Generate a voucher at the casino cashier, go to any Paynet-affiliated retailer (7-Eleven, Walmart, Farmacias del Ahorro, Circle K, etc.), show the barcode and pay in cash. The balance credits in seconds to minutes.
Where are there Paynet points?
At more than 50,000 locations of affiliated chains: 7-Eleven, Walmart, Bodega Aurrera, Farmacias Benavides, Farmacias del Ahorro, Circle K, Soriana, Superama, Calimax, Sam's Club, Waldo's, Alsuper and other retailers across Mexico.
Does Paynet charge a fee?
Variable. Some casinos absorb the fee, others pass it on to the player. The main retailers (7-Eleven, Walmart) generally do not charge extra. Small stores may add $5-20 MXN. Check before paying.
Can you withdraw with Paynet?
No. Paynet only allows deposits. To withdraw from the casino you need SPEI (the fastest), a bank transfer or a linked debit card.
How long does the deposit take?
In our testing, between 18 seconds and 2 minutes 22 seconds. Exceptional cases can take up to 48 hours if the casino uses batch processing.
Paynet vs OXXO — what are the differences?
OXXO is a specific chain with 24,455 of its own stores. Paynet is a multi-retailer network with 50,000+ points at 7-Eleven, Walmart, pharmacies and others. Paynet has more options but variable fees; OXXO has a fixed fee ($15 MXN) but OXXO only.
Which casinos accept Paynet?
Almost all Mexican casinos with a SEGOB license: Caliente, Codere Mexico, Strendus, Winpot, GanaBet, Betcris Mexico. Also offshore casinos available to Mexicans such as 1win and MyStake.